Dar Credit and Capital IPO
smelistedAbout the company
Dar Credit and Capital, founded in 1994, specialises in providing credit solutions to low-income individuals, small-scale shopkeepers, and vendors. The company has a network of 27 branches strategically located in rural and semi-urban areas. The company offers three main types of financial products: personal loans, Unsecured MSME loans, and secured MSME loans. As of December 31, 2024, the company had an AUM of ₹177.02 crore, with unsecured MSME loans and personal loans making up 48.9% and 32.9% of the total revenue mix. The company maintained a strong capital-to-risk assets ratio (CRAR) of 39.38%.
Strengths
Risks
Financial performance (₹ Cr)
Subscription breakup (final, times)
IPO Roadmap / Timeline
IPO Opens
Completed21 May 2025Bidding starts for all investor categories
IPO Closes
Completed23 May 2025Last day to place your bid
Basis of Allotment
Completed26 May 2025Share allotment finalised
Refund Initiation
Completed27 May 2025Refunds credited for non-allottees
Credit to Demat
Completed27 May 2025Allotted shares credited to demat account
Listing on Exchange
Completed28 May 2025Shares list on NSE / BSE
Post-close dates are indicative as per SEBI T+3 listing framework and may change per registrar updates.
Lot size & minimum investment
| Investor Type | Min Lots | Min Shares | Min Amount | Max Lots | Max Amount | Notes |
|---|---|---|---|---|---|---|
| Retail / Individual | 1 | 2000 | ₹120,000 | 1 | ₹120,000 | 1 lot only |
| HNI | 2 | 4000 | ₹240,000 | 2 | ₹240,000 | Min 2 lots |
Shares reserved per category & allotment probability
| Category | Reservation | Shares Offered | Amount (₹ Cr) | Shares Bid | Subscribed | Allotment % |
|---|---|---|---|---|---|---|
| QIB | 50% | 2,136,752 | 12.5 | 0 | 0.00x | 100% |
| NII | 15% | 641,026 | 3.75 | 0 | 0.00x | 100% |
| Retail | 35% | 1,495,726 | 8.75 | 0 | 0.00x | 100% |
Retail is a lottery-based allotment when oversubscribed; QIB/NII get pro-rata. Probability ≈ 1 / subscription times (100% if under-subscribed).
