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Finbud Financial Services IPO

Finbud Financial Services IPO

smelisted
Registrar: Skyline Financial Services Private Limited · Listing 2025-11-13
IPO Timeline
Today · 20 Oct 2026
Opens
06 Nov 2025
Closes
10 Nov 2025
Allotment
11 Nov 2025
Refund
12 Nov 2025
Demat
12 Nov 2025
Listing
13 Nov 2025
Price Band
₹140–142
GMP
₹0
0%
Lot Size
1000 Shares
Min ₹142,000
Subscription
0x
Issue Size
₹71 Cr
Open
2025-11-06
Close
2025-11-10
Listing
2025-11-13

About the company

Finbud Financial Services operates under the brand ‘Finance Buddha’, is a prominent retail loan aggregator platform in India that offers home, business, and personal loans from banks and NBFCs. The company has a unique hybrid business model that uses both digital and agent channels to acquire customers. Agent channel contributed 86.17%, while the digital channel contributed 13.83% of revenue as of July 2025. In terms of product category, personal loan contributed 83.18%, business loan 14.12%, home loan 1.98% and others 0.71% on a standalone basis. Banks contributed 45.92%, while NBFCs accounted for 54.08% of disbursement. The company has 1,707 agents as of June 30, 2025 and the average ticket size is ₹10 lakhs for personal and ₹20 lakhs for business loans.

Strengths

    Risks

      Financial performance (₹ Cr)

      Subscription breakup (final, times)

      Retail0x
      QIB0x
      NII0x
      EMP0x
      OTHER0x
      Total0x

      IPO Roadmap / Timeline

      Current Status · as of 20 Oct 2026
      Listed
      Listed on 13 Nov 2025
      Listed 341 days ago
      1. IPO Opens

        Completed
        06 Nov 2025

        Bidding starts for all investor categories

      2. IPO Closes

        Completed
        10 Nov 2025

        Last day to place your bid

      3. Basis of Allotment

        Completed
        11 Nov 2025

        Share allotment finalised

      4. Refund Initiation

        Completed
        12 Nov 2025

        Refunds credited for non-allottees

      5. Credit to Demat

        Completed
        12 Nov 2025

        Allotted shares credited to demat account

      6. Listing on Exchange

        Completed
        13 Nov 2025

        Shares list on NSE / BSE

      Post-close dates are indicative as per SEBI T+3 listing framework and may change per registrar updates.

      Lot size & minimum investment

      Lot Size
      1000 shares
      Price / Share (upper)
      ₹142
      Min Investment (1 lot)
      ₹142,000
      Price Band
      ₹140–142
      Retail / Individual
      1 lot only
      Min lots
      1
      Min shares
      1000
      Min amount
      ₹142,000
      Max amount
      ₹142,000
      HNI
      Min 2 lots
      Min lots
      2
      Min shares
      2000
      Min amount
      ₹284,000
      Max amount
      ₹284,000

      Shares reserved per category & allotment probability

      QIB
      100% allotment
      Reservation
      50%
      Amount
      ₹35.5 Cr
      Shares offered
      2,517,731
      Shares bid
      0
      Subscribed
      0.00x
      NII
      100% allotment
      Reservation
      15%
      Amount
      ₹10.65 Cr
      Shares offered
      755,319
      Shares bid
      0
      Subscribed
      0.00x
      Retail
      100% allotment
      Reservation
      35%
      Amount
      ₹24.85 Cr
      Shares offered
      1,762,411
      Shares bid
      0
      Subscribed
      0.00x

      Retail is a lottery-based allotment when oversubscribed; QIB/NII get pro-rata. Probability ≈ 1 / subscription times (100% if under-subscribed).